Not all NPAs are treated as wilful defaulters.
Wilful defaulters will not be allowed to take up board positions in any company.
Here are some great books on personal finance and wealth creation that tell you all about how to avoid a debt trap and transform the way in which you handle your finances.
As you ring in the New Year, here's a list of the 10 most important financial resolutions to get your money train back on track.
Most borrowers of loans against property pin hopes on future cash flows from their business, but in case of failure to repay the loan, the lender can repossess the property and sell it.
Take advantage of the reduced interest rates offered by banks and the tax benefits to make it a lucrative deal
Rajiv Raj tells you about some easy financing options to deck up your home
Consider these six things before going crazy on the big sale war between Flipkart, Amazon and Snapdeal!
If your are hassled with too many EMIs, bring them all under one umbrella and pay a single amount
Go make a beautiful home but spend smartly and wisely!
By implementing these simple ideas you will not only have saved a lot of money, but ensured that you do not find yourself in a pile of credit card debt or have thrown your monthly budget out of gear.
As you spruce up for Dussehra puja this year, we have a suggestion for you! How about looking at your finances in a whole new way?
Here are six New Year Resolutions which will definitely help in achieving your financial goals in the long run.
The principles and lessons of Ramzan are not just applicable to Muslims, but contain the wisdom that can help one and all whether in life or with one's finances.
Here are some of the common mistakes that most home buyers make when it comes to home loans and how to avoid them.
These tips will keep you away from dark nights after Diwali
A top-up loan could come to your rescue in an emergency. Here's why
While you are busy making modaks and cleaning the house to welcome Ganesh, here's what you can learn from the Lord of Wisdom about money, says Rajiv Raj
With unlimited youthful energy, a capacity to earn more and wonderful years ahead of them, students definitely need to learn about handling money matters early in life. Here's a good starting point
Here are five things that fraudsters are likely to say or do that should set the alarm bells ringing in your head.
So what money lessons did we learn after watching Rohit Sharma's magnificent, world record inning unfold? Read on...
While we are slowly moving towards a future where using hard cash will be obsolete, it is indeed a wise idea to start using E-payment cards for pocket money. We need to keep up with the times while we follow our children into the future.
To facilitate such restrictions on entities found to have 'wilfully' defaulted on bank loans, the Reserve Bank is exploring ways to share details of these defaulters with Sebi on a real time basis.
Follow these tips to get ready to celebrate with sweets and kites with your friends and family in your new house next Pongal.
How should you, as a consumer, be prepared for a rate cut, if any? Read on to find out more.
Yes, it is possible to turn your dreams into reality.
A fall in home loan rates since last September as well as a few provisions in the Union Budget 2016-17 are working in favour of the home buyers, says Rajiv Raj
Just in case you have surplus funds and are thinking about it, here are some pros and cons you must know...
Making an informed choice will help you save money and some hassles too.
After two surprising, successive rate cuts in January and February 2015, RBI governor Raghuram Rajan decided not to reduce them further in his first policy announcement in the new financial year. Is he playing spoilsport for consumers of homes and cars?
If you are raring to go this festive season, here are a few tried and tested tips to help you avoid online shopping pitfalls.
Spending money to make this day special is the easiest way out, but also very predictable and boring. Some creative thinking and you can indeed spend less money and have more fun!
There are other charges too that you need to budget for
Here's a dummy's guide to the home loan fee maze
One might wonder what's wrong if one were to get the best of both worlds by buying one product. There are basically two problems... cautions Rajiv Raj
Lower interest rate, lower stamp duty and higher chances of loan application being accepted give women an edge over men when fulfilling purchase of their dream home
Buying an auto insurance cover? Beware of these myths
Don't hit the buy button as soon as you hear of the next BIG online sale this Diwali. Here are some very important lessons -- in the light of how some online shoppers felt cheated after Flipkart's 'Billion Day Sale' -- that could save you time, money and peace of mind, says Rajiv Raj!
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